*** All Scion dealers set their own finance rates***
| Description |
|
|
| Finance Rates |
60mo |
63mo |
66mo |
72mo |
75mo |
84mo |
Advanced Limits |
| Zone 1+ Fico 720+ |
2.99 |
2.99 |
3.49 |
3.99 |
4.49 |
5.49 |
120%+.25 |
| Zone 1 Fico 719-690 |
3.69 |
3.69 |
3.94 |
4.44 |
4.94 |
5.94 |
120%+.25 |
| Zone 2 Fico 689-670 |
5.89 |
5.89 |
6.14 |
6.64 |
7.14 |
NA |
120%+.25 |
| Zone 3 Fico 669-650 |
8.39 |
8.39 |
8.64 |
9.14 |
9.64 |
NA |
120%+.25 |
| Zone 4 Fico 649 -630 |
14.45 |
14.70 |
14.89 |
15.39 |
15.89 |
NA |
100%+.50 |
| Zone 5 Fico 629 -610 |
15.59 |
15.84 |
16.15 |
16.45 |
16.95 |
NA |
100%+.50 |
| Zone 6 Fico 609 -580 |
16.10 |
16.35 |
16.50 |
16.80 |
17.30 |
NA |
100%+.50 |
| Zone 7 Fico 579 -520 |
16.80 |
16.80 |
16.80 |
16.80 |
17.30 |
NA |
100%+.50 |
| Available with approved credit |
|
|
| Certified Pre-Owned Rates |
|
|
| Zone 1+ Fico 720+ |
2.99 |
2.99 |
3.49 |
3.99 |
4.49 |
5.49 |
120%+.25 |
| Zone 1 Fico 719-690 |
3.69 |
3.69 |
3.94 |
4.44 |
4.94 |
5.94 |
120%+.25 |
| Zone 2 Fico 689-670 |
5.89 |
5.89 |
6.14 |
6.64 |
7.14 |
NA |
120%+.25 |
| Zone 3 Fico 669-650 |
8.39 |
8.39 |
8.64 |
9.14 |
9.64 |
NA |
120%+.25 |
| Zone 4 Fico 649 -630 |
14.45 |
14.70 |
14.89 |
15.39 |
15.89 |
NA |
100%+.50 |
| Zone 5 Fico 629 -610 |
15.59 |
15.84 |
16.15 |
16.45 |
16.95 |
NA |
100%+.50 |
| Zone 6 Fico 609 -580 |
16.10 |
16.35 |
16.50 |
16.80 |
17.30 |
NA |
100%+.50 |
| Zone 7 Fico 579 -520 |
16.80 |
16.80 |
16.80 |
16.80 |
17.30 |
NA |
100%+.50 |
| Available with approved credit |
|
|
| Lease Factors |
|
|
| Vehicle |
Max Term |
Zone 1+
FICO
720+
(Incl. Waived
Security Deposit) |
Zone 1
FICO
719-690
(Incl. Waived
Security Deposit) |
Zone 2
FICO
689-670
(Incl. Waived
Security Deposit) |
Zone 3
FICO
669-650
(Incl. Waived
Security Deposit) |
Zone 4
FICO
649-630 |
Zone 5
FICO
629-610 |
Zone 6
FICO
609-580 |
Zone 7
FICO
579-520 |
New MY11 Scion xD
Model#6232,6233 |
36** |
0.00071 |
0.00071 |
0.00071 |
0.00071 |
0.00330 |
0.00410 |
0.00470 |
0.00590 |
New MY11 Scion xD RS
Release Series 3.0
Model#6238,6239 |
36** |
0.00088 |
0.00088 |
0.00088 |
0.00088 |
0.00330 |
0.00410 |
0.00470 |
0.00590 |
New MY11 Scion xB & xB RS
Release Series 8.0
Model#6202,6203,6208,6209 |
36** |
0.00049 |
0.00049 |
0.00049 |
0.00049 |
0.00330 |
0.00410 |
0.00470 |
0.00590 |
| New MY10 Scion All Vehicles |
36** |
0.00001 |
0.00001 |
0.00001 |
0.00001 |
0.00330 |
0.00410 |
0.00470 |
0.00590 |
| Vehicle |
Max Term |
Zone 1+
FICO
720+
(Incl. Waived
Security Deposit) |
Zone 1
FICO
719-690
(Incl. Waived
Security Deposit) |
Zone 2
FICO
689-670 |
Zone 3
FICO
669-650 |
Zone 4
FICO
649-630 |
Zone 5
FICO
629-610 |
Zone 6
FICO
609-580 |
Zone 7
FICO
579-520 |
New MY11 Scion All Vehicles
(except ones listed above) |
36 |
0.00220 |
0.00230 |
0.00275 |
0.00365 |
0.00430 |
0.00510 |
0.00570 |
0.00690 |
New MY10/MY11 Scion All Vehicles
|
37-60 |
0.00220 |
0.00230 |
0.00275 |
0.00365 |
0.00430 |
0.00510 |
0.00570 |
0.00690 |
Scion Certified Pre-Owned Vehicles
|
60 |
0.00220 |
0.00230 |
0.00275 |
0.00365 |
0.00430 |
0.00510 |
0.00570 |
0.00690 |
| MSRP/Avg Retail Book Value Maximum Advance* |
120% |
115% |
110% |
105% |
100% |
100% |
95% |
95% |
*TFS' standard advance policy is as follows: MSRP%/Average Retail Book Value % (from above) + Dealer Installed Options + LA&H + GAP/DCA + VSA + TAC + Dealer Paid Acquisition Fee + Dealer Paid Tax, Title and License.
Qualified applicants without bureau FICO score are eligible for Zone 7. For <520 FICO scores, add 0.00040 RCF to the Zone 7 RCF. (90% Maximum advance*)
**After May 2, 2011, all rates and terms may change. All other program parameters remain unchanged.
The "W" Option benefit does not apply to the contracts designated with the ** above.
| Scion xB and xD New Vehicle Protection Plans |
Years/Miles/Price |
|
| Platinum Protection - $50 Deductible |
3/50K=$850, 4/65K=$875, 5/60K=$900, 6/75K=$950, 6/100K=$1150, 7/75K=$1025, 7/100K=$1250 |
| Platinum Protection - $0 Deductible |
3/50K=$900, 4/65K=$925, 5/60K=$950, 6/75K=$1000, 6/100K=$1200, 7/75K=$1075, 7/100K=$1300 |
| Gold Protection - $50 Deductible |
3/80K=$850, 5/60K=$850, 5/80K=$900, 5/100K=$1000, 6/75K=$925, 6/100K=1025, 7/75K=$975, 7/100K=$1125 |
| Gold Protection - $0 Deductible |
3/80K=$900, 5/60K=$900, 5/80K=$950, 5/100K=$1050, 6/75K=$975, 6/100K=1075, 7/75K=$1025, 7/100K=$1175 |
| Powertrain Protection - $50 Deductible |
6/100K=$925 |
| Powertrain Protection - $0 Deductible |
6/100K=$975 |
| Scion tC New Vehicle Protection Plans |
Years/Miles/Price |
|
| Platinum Protection - $50 Deductible |
3/50K=$950, 4/65K=$1000, 5/60K=$1000, 6/75K=$1075, 6/100K=$1300, 7/75K=$1150, 7/100K=$1425 |
|
| Platinum Protection - $0 Deductible |
3/50K=$1000, 4/65K=$1050, 5/60K=$1050, 6/75K=$1125, 6/100K=$1350, 7/75K=$1200, 7/100K=$1475 |
|
| Gold Protection - $50 Deductible |
3/80K=$975, 5/60K=$975, 5/80K=$1025, 5/100K=$1125, 6/75K=$1025 6/100=$1150, 7/75K=$1100, 7/100K=$1250 |
|
| Gold Protection - $0 Deductible |
3/80K=$1025, 5/60K=$1025, 5/80K=$1075, 5/100K=$1175, 6/75K=$1075, 6/100K=$1200, 7/75K=$1150, 7/100K=$1300 |
|
| Powertrain Protection - $50 Deductible |
6/100K=$1050 |
|
| Powertrain Protection - $0 Deductible |
6/100K=$1100 |
|
| Other Products |
|
|
| Guaranteed Auto Protection (GAP) |
Depending on the term of the finance or lease contract |
$495.00 - $895.00 |
| Lojack Early Warning System |
|
$995.00 |
| R2000 |
Paint and Interior Protection |
$695.00 |
| Road Hazard Protection |
100% repair or replacement of tires and wheels if they become damaged due to potholes or any debris in road. |
$695.00 (5 years) or $495 (3 years) |
*Program not available in Alabama, Florida, Hawaii, Georgia, North Carolina and South Carolina. In all of those states other than Hawaii, similar programs may be available through participating Scion dealers and World Omni Financial Corp. Program is available on approved credit to qualified customers through Toyota Financial Services and participating Scion dealers. When financing through your Scion dealer and Toyota Financial Services, lower Annual Percentage Rates may be available on approved credit to qualified buyers.
APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.
Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.
The APR on a finance contract with a Loan to Value of between 80.01% to 90% will be decreased by .25. The APR on a finance contract with a Loan to Value of less than or equal to 80% will be decreased by .50. Loan to value ratio means the total amount financed under your vehicle installment sale contract, expressed as a percent of dealer invoice (new). Please ask your dealer for details.
Program and Annual Percentage Rates are subject to change or termination at any time. Please see your participating Scion dealer for details.
Capital One Auto Finance
National Non-Prime Program
|
Tier 5
|
Tier 6
|
Tier 7
|
Tier 8
|
|
6.95
Up to 72 months
|
8.95
Up to 72 months
|
10.95
Up to 72 months
|
18.00
Up to 72 months
|
|
|
Maximum Advance
|
Up to 110% - See Callback for Specifics
|
|
Maximum Back End
|
20%
|
|
Max Pay to Income %
|
20%
|
18%
|
|
Max Monthly Payment
|
$800
|
$600
|
- Maximum advance percentage: Cash sales price, plus dealer fees, less down payment (excluding TT&L and back-end), divided by invoice (new) or book value (used); Kelley Blue Book limited to AZ, CA, CO, ID, MT, NM, NV, OR, UT, WA & WY.
- Maximum back end percentage: Service contact, plus GAP, plus CL&AH (excluding TT&L), divided by invoice or book value; back ends above 15-20% subject to rate increase.
- Maximum service contract: 10% of book value or $2,000 (whichever is greater, up to a max of $4,000); must be written for min of 2 years/24,000 miles.
- Maximum Gap insurance: $750 or state max where applicable.
- Maximum Credit Life and A&H: limited to applicable state laws
- Amount Financed: See callback for Maximum Amount Financed. Minimum Amount Financed: $7,500 (See callback for rate increases below $10,000).
- Minimum Income: $1,500/month verifiable income for Tier 5; $1,800/month verifiable income for Tiers 6 and up.
- Minimum Income: Self-employed/1099 income does not apply toward minimum income requirements.
- Participation: Up to 2.5 points will be paid on contracts with terms of 60 months or less, up to 2.0 points for deals greater than 60 months, up to 1 point for Tier 8.
- Eligible vehicles:
- Tier 5 (only): Up to 9 model years.
- Tier 6-9: Up to 7 model years.
- All approvals must be submitted to Capital One within 30 days of application date.
|
Amount Financed
|
Flat
|
|
$10,000-$14,999
|
$100
|
|
$15,000-$19,999
|
$150
|
|
$20,000-$24,999
|
$200
|
|
$25,000-$29,999
|
$250
|
|
$30,000+
|
$300
|
|
Max Term by Vehicle Mileage
|
|
|
0-50k
|
50-60k
|
60-70k
|
70-80k
|
80-100k
|
100-120k
|
|
Tier 5
|
72
|
72
|
60
|
48
|
48
|
NA
|
|
Tier 6-8
|
72
|
60
|
48
|
48
|
NA
|
NA
|
